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The interest rate, or APR, for the starter card is 28.24%."It's putting credit in the hands of people in a responsible way," he said.Stamford, Connecticut-based Synchrony Bank, which is a subsidiary of Synchrony Financial, also issues co-branded credit cards with Lowe's, Sam's Club, Pay Pal, Banana Republic and other companies.Reaching further down the credit curve comes with risks.Quindlen said they're mitigating that by issuing what are known as "secured" credit cards.
They can eventually "graduate" to another Amazon store card, once they've built credit history, according to Quindlen.© 2019 CNBC LLC. A Division of NBCUniversal Data is a real-time snapshot *Data is delayed at least 15 minutes.